Canon MP41DHII 14-Digit GLOview LCD Two-Color Printing Desktop Calculator (Black/Red) Review

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(More customer reviews)Most everyone who works in an office uses a calculator and more often than not, the calculator used is a large, desktop machine with the ability to perform all of the basic calculations as well as print. The Canon MP41DHll Calculator is typical of this type of device. It is a large, deluxe desktop calculator that is designed for those who want/need a little bit more from their calculator.

What extra features do you get with this Canon calculator? One is the fourteen digit display. Most calculators offer only twelve digits and some even fewer. With fourteen digits, a person can enter a number as large as nearly 100 trillion without a decimal point or just under one trillion with a decimal point. With a display this large, it's a safe bet that any business calculation can be made without the worry of exceeding the allowable digits. Even the federal government does not deal with numbers as huge as 100 trillion so you will never have to worry about running out of digits and receiving an error message. Another nice feature is the multi- colored display. The numbers glow in a yellow/green light when you have a positive balance and they change to red if the balance turns negative. This is much better than other calculators, which often indicate a negative balance by inserting a small, difficult- to- see minus sign in front of the digits if they go negative. With this Canon Calculator, there is no doubt when you have a negative balance. The display of red lets you know the bad news.

Yet another useful feature with this Canon Calculator is the multiple zero keys. Most business calculators have two keys with zeros: A key with a single zero and a key with two zeros. With this calculator, you get those two keys plus another key with three zeros. This is something you don't see with many calculators. This makes it easy to enter very large numbers with lots of zeros more quickly. The additional zeros mean there are fewer key strokes necessary to input the amounts.

I like the Canon MP41DHll more than most business calculators, but there are a few potential problems that some may experience with this calculator. One is the Clear and Clear Entry functions. They are on the same key, and this can lead to accidentally erasing a string of numbers if you're not careful. Press this key once, and you clear your last entry. Press it twice, and you clear everything. So, if you accidentally press this key twice, you will have cleared your entire entry. This can be very annoying when you have just entered a long string of amounts because you will now have to re- enter everything. Another possible problem with this Canon Calculator is the tendency to hit the incorrect zero key. Because this calculator has three different zero keys, one has to be extra careful to press the desired key. The single zero is below the multiplication key; the double zero is below the number one key; and the triple zero is below the number two key. It takes time to get used to this arrangement and it is very easy to press the wrong key.

I appreciate the extra functions on this Canon Calculator, like its item count option and grand total option because they make life a little easier by providing the total items entered and/or the grand total of all entries at the press of a button. I also like the printout with this calculator. Not only does it print in two colors- black for positive numbers and red for negative- but it is also very quiet and the two colors make it easy to distinguish the digits.

Overall, this Canon calculator is a very good one that certainly offers more choices and greater functionality than most other calculators of this style. The placement of the zero keys and the dual function of the Clear/Clear Entry increase the chances for error, but in due time, one can get used to the arrangement and reduce the instances for error. And when you consider the many positive aspects of this calculator, like the ability to display fourteen digits, the two- color display, and the three different zero keys, the pros easily outweigh the cons, making this a calculator that earns an easy recommendation.

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Product Description:
Bright GLOview illumnated two-color LCD display. 14-digit display for larger business calculations. Calculator Type: Printing; Calculator Style: N\A; Power Source(s): AC; Display Notation: Numeric.

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Calculated Industries 3430 Qualifier Plus IIIFX Real Estate Finance Calculator Review

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(More customer reviews)The (Calculated Industries 3430 Qualifier Plus IIIFX Real Estate Finance Calculator) is just what I needed.It is intuitive to use and easily does all major real estate calculations for real estate investment decisions.Only reason I gave it a 4 star is some settings reset after every use which can become tedious to set each time I use it.

Still a great calculator and I would recommend it over the HP every day of the week.

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Product Description:
Advanced residential real estate finance calculator with cash flow and complete buyer qualifying. The Qualifier Plus IIIFX is the ideal tool for real estate investors, agents and mortgage lenders. In addition to both common and advanced real estate finance problems, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV). Provide fast and accurate investment solutions, without complicated formulas.

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Casio DR-T120 Thermal Printing Calculator with 12-Digit Display Review

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(More customer reviews)I was looking for a calculator that used thermal paper rolls, so that I would not have to continue replacing the ribbon as I did in my old calculator.This calculator fit the bill.The directions with it weren't the clearest in the world, but with a little help from my husband, I was able to set the time and date.Everything else is pretty much like a standard calculator.

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The Casio DR-T120 calculator is a quiet one-color thermal printing model that fits well in busy offices. It has a 12-digit Digitron display and prints an impressive eight lines per second. In addition to the expected standard operations, the DR-T120 adds and subtracts by group and includes an independent add register; you can also round results up or down to a selected decimal setting. It is AC-powered for desktop use, and the built-in thermal paper rolls fit snugly inside a plastic casing--no bulky arms taking up extra space.
What's in the Box
DR-T120, AC adapter, user's guide, thermal paper roll

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Sharp EL-2630PIII Deluxe Heavy Duty Color Printing Calculator with Clock and Calendar Review

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(More customer reviews)I have been in the accounting business for 20 years.There are certain qualities that I demand from a calculator, including but not exclusion, are total position, display, multiply position, etc.This calculator is the best yet and I am hoping if something happens to it, which I doubt, it will still be available.Also, your price for two was only 20.00 more that the price quoted at a local retailer for one!!Thank you very much.

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Product Description:
The Sharp EL-2630 printing calculator is an indispensable tool for both home and office. The EL-2630 displays an extra-large 12-digit LCD display for better viewing, and two-color ribbon printing (positive numbers in black, negative numbers in red) is enabled at about 4.8 lines per second on standard paper rolls.
The EL-2630 has four-key memory (memory plus, memory minus, and recall/clear) and special functions keys including grand total, adding mode, constant, double zero key, mark-up/profit-margin key, item counter, and rounding settings. Decimal settings are adjustable from floating to fixed decimal places (6-3-2-1-0). A calendar/clock function displays and prints the date and time.
What's in the Box
Calculator, power cord/AC adapter, two-color ink roller, paper roll, instruction manual, service information

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HP 20b Business Consultant Financial Calculator (F2219AA) Review

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(More customer reviews)The HP 20b is Hewlett Packard's new lower-end financial calculator. This machine is a very welcome addition to HP's financial calculator line. This calculator certainly exceeds the functionality of Texas Instrument's offerings in the financial calculator marketplace, which should make this a big seller, particularly in colleges. Remember that this product seems primarily designed to compete with TI's offerings.

The display. The HP 20b display provides a great deal of information. Numbers are displayed with a 12 digit mantissa and up to a 3 digit exponent. The range is from -499 to +499. Annunciators are in the top right area. The top row of the screen is where results are labeled with letters. HP has made this area of the screen that labels results scroll messages, which allows for messages longer than the 9 characters that fit into this box.

Three operating modes. For the first time, HP has three operating modes on a financial calculator: RPN, Algebraic and Chain mode. RPN is a very welcome addition. It has been a long time since HP offered RPN on a fairly low priced financial calculator. Sure, it has been available on the 12c, 12cp and 17bII+ models, but has been missing from the 10b/10bII lines. LastX is there too, labeled ANS as the shift of the = key. The HP 20b also has a double-wide I key that functions as ENTER when in RPN mode. HP also provided two welcome shortcuts for RPN users. The otherwise useless parentheses keys serve as roll down and X<>Y in RPN mode. A tiny little symbol in the bottom right corner indicates the shortcut function of the ( and ) keys. RPN is not an afterthought on the 20b.

Chain mode is what HP has used on their low end machine (10bII) for some time. This mode is algebraic without hierarchy such that 1+2x3= gives a 9 as an answer. The HP 20b has Chain mode but adds Algebraic mode. In Algebraic mode, fairly normal rules of algebraic hierarchy are followed, as you would expect. Parentheses can be used to alter the order of execution. The 20b can handle up to 12 pending operations.

Menus. The HP 20b takes a new approach to providing functionality compared to many former HP calculators. It is more similar to the 17bII+ in some ways than the 12c. Pressing one of 16 keys will open up a menu where you use a combination of the INPUT key and the UP and DOWN arrow keys to move between your choices. This approach has the benefit of greatly expanding the available features without adding an additional shift key. It is also a departure from the 32s, 32sII, 33s, 35s menu approach. The approach taken by the 20b is designed to be familiar to student financial calculator users, who probably have never seen or used one of these other models. This was a very defining characteristic of the 20b's design. It seems to be aimed at students who are used to the TI model. It is not meant to be a direct replacement for an existing HP model.

Bond and date calculations. The bond calculations are a welcome addition to the low-end financial calculator and include all the expected features, including call provisions. The date calculation menu provides some nice touches, such as working in either actual or 360-day calendar mode. It also indicates the day of the week.

Extended financial features. The 20b includes several extended cash flow analysis features compared to other financial calculators. In addition to the usual NPV and IRR, the 20b provides net future value, net uniform series, payback and discounted payback.

Scientific functions on a financial model. Well, not so much new as finally returned. For the first time since the HP 19bII calculator, HP has a financial model with functions such as these: trig and inverse trig in degrees or radians, and hyperbolic functions and inverses. At last! An HP financial model again with trigonometric functions! Why is this so important? It greatly reduces the need, particularly in college, to have two calculators. As a former college instructor, I can't tell you how many times people carried two calculators - one for their physics or chemistry class, the other for their business classes...all because their business calculators did not have trigonometry and other scientific functions. It is also very important to keep the functional comparisons level with the competitors, all of whom offer these functions on their business models.

The Probability functions in the MATH menu is a real gem. It includes FOUR common probability distributions and their inverses: the normal distribution, Student's t distribution, Chi-square distribution, and the F-distribution along with their inverses. This greatly increases the usefulness of the 20b for the student as well as professional.

Statistics functions too. Combinations and permutations are back, finally and on the keyboard. Without these, users had to manually compute them using the factorial function, which is certainly doable, but very manual. The factorial function computes the gamma function if given a real number. A random number generator is present as well. The other statistics functions work on data entered into the Data menu.

The DATA menu allows you to enter up to 50 pairs of statistics data. (Note: Memory is shared between the data and cashflow areas - the 20b has 50 slots for pairs of statistical or cashflow data in total). If you try to enter the STATS menu before you've entered any data, the 20b will enter the Data menu for you.

The Statistics menu contains a Descriptive sub-menu which provides two functions not seen on HP financial calculators before: standard error of the sample X and Y means, which are very useful for things such as hypothesis tests and confidence intervals. The Predictions sub-menu first asks you to choose a regression model. Six models are included:

Linear: a*X+b Logarithmic: a*LN(X)+b Power: b*X^a
Base e exponential: b*e^(aX) Base a exponential: b*a^X Inverse: a/X+b.

A somewhat hidden function is the BEST FIT function. When the regression model is displayed, pressing = causes the 20b to quickly fit all six models to the data and choose the model with the correlation whose value is closest to the absolute value of 1. The displayed regression model will be changed to the model that provides the best fit. If the display does not change, the model shown was the best already.

Other menus and features. In addition to loan amortizations, the 20b includes several depreciation methods other than the normal straight line, declining balance and sum-of-digits: it includes declining balance crossover and French straight line and an accelerated French method. The breakeven menu performs the calculations you would expect including solving for a target profit, i.e. a non-breakeven breakeven. The %calc menu is where the markup as a % of price and as a % of cost functions are found as well as part as a % of total and % change. The % change provides a useful extension by allowing for the number of periods to be specified before computing the % change, turning this into a quick compound growth rate computation if desired.

What else is interesting? The 20b provides a function no other financial calculator has ever provided built-in. When doing interest rate conversions, you can solve for any of these three if the other two are known: Effective rate, nominal rate or periods per year. Even on the venerable 17bII+, you can't solve for the number of periods per year unless you use the equation EffectiveRate = (1 + NominalRate

Texas Instruments BA Real Estate Financial Calculator Review

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(More customer reviews)During the many years going to college (I majored in Finance), working as a Banker, and now as a Realtor/Loan Officer, I have used many different financial calculators made by Sharp, HP, and Texas Instruments, etc. Each of the calculators I've tried has some good points and some bad ones. However, if you work in real estate, this calculator is made for you. It is loaded with excellent features specifically designed for this industry. I paid over $80 for my calculator when it first came out, and I felt I got every penny's worth. At the current price of less than forty bucks, it's absolutely a bargain!
Another reviewer on this page complains about the responsiveness of the keys. I simply don't have any problem like that at all. He or she must have had a defective one. I always tap the keys very fast, and the numbers come out all right.
In short, if you're heavily involved with real estate and mortgages, I highly recommend you to give this calculator a try!

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Product Description:
BAIIPlus Financial Calculator

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Texas Instruments BA II Plus Professional Financial Calculator Review

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(More customer reviews)Finally!This is a superb upgrade to TI's previous BA II product.I hated the previous model with a passion given the near "touchless" keypad (allowing for frustrating key entry).THIS is the calculator that I would want to use for the CFA exam (did I mention how much I HATED the previous TI BA calculator??).

For those thinking of the HP12C line, I had a 12C for many years and loved it.However, after it got ruined due to a playful two year old, I bought a new one and found it cheaply made compared to the one I bought in the 80's (very disappointing) and have since abandoned using it.Interestingly, I found the following calculation example from a review of the HP 12C Platinum edition to be very interesting:"If possible, I would suggest that potential users and buyers try this data set on both the 12C and 12cP before buying. Clear register. Find [i] after input [PMT]=-1458;[FV]=0,[n]=84,[PV]=103600. The HP12C would take 20 seconds "running" while the HP12cP would take about 30 seconds to give the same answer [i]=0.4059!"

How long for the BA II Plus Professional?I timed it at about one second.

As calculators go, this is a mighty sweet device -- especially given the clear HP-like display viewable at all angles!!Count me as a definite TI BA II convert!

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Product Description:
The BA II Plus Professional calculator features all the great features of its predecessor while packing in even more time-saving functions to make short work of complex equations. It's an ideal choice for entry level and advanced finance, accounting, economics, investment, statistics, and other business classes. It's also a great choice to bring to the Chartered Financial Analyst (CFA) exam. Along with the standard capabilities of time-value-of-money, accrued interest, amortization, cost-sell-margin, and depreciation calculations, users can calculate more advanced business and finance related issues. It will handle net future value (NFV), modified internal rate of return (MIRR), modified duration, payback, discount payback, and more. Its rugged metal exterior, firm-touch keypad and anti-slip rubber feet make it ideal for anyone in accounting, economics, investing, statistics, and related businesses. It also comes with a black protective case.

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