Texas Instruments BA II Plus Financial Calculator Review

Average Reviews:

(More customer reviews)The TI BA Plus II is a better calculator than most of the current TI models.
Pros:
It's a nice conservative brown color and not a day glo blue or some other candy color.
The button feel (button feel a critical factor in buying a calculator) is much better than most TIs but it still could be improved.(It is not as good as the HP 12c).One shouldn't have to keep looking at the display to see if the number was keyed correctly.
The different colored keys make it easy to find the various functions.
The display is uncluttered and easy to read.
The alpha characters on the left side of the display make it easy to know what data you are entering and what the resulting number from a calculation refers to.
It has a backspace key.
The manual is well written and very complete.
Cons:
The number of key strokes that you need to do the simplest things is unbelievable.For example, to change the decimal format you have to press 2nd, format, [the number referring to the number of places], enter, 2nd, quit.Compare this to the HP 12c where you just press F and the number referring to the number of places.Six steps on the TI verses 2 on the HP.
The calculator has no weight to it.It seems flimsy.I would be very afraid of dropping it.The HP 12c is a tank by comparison.
The hard plastic slip "case" doesn't fit securely.
There is no way to change the contrast of the display.
Extra steps are required to do TVM calculations as compared to the HP 12c since with the TI you have to press the CPT key to get an answer.If you forget to do that then the display number becomes a new, unintended variable.
It doesn't retain the display when you shut the calculator off.
The arrow on the backspace key points the wrong way.Compare it to the backspace key on your computer.
It's easier to change the battery in your watch than it is in this calculator.
The "cheat sheet" in the plastic cover is only paper and very easy to loose.The HP has it printed on the back of the calculator.
No rubber feet!How much can these cost?That means you have to use two hands with this calculator; one to hold it so it doesn't slide around the table and one to enter data.You can't enter data with one hand and keep track of your place on a list of numbers with the other.
Not noticeably faster than the HP 12c which was designed over 20 years ago.
Conclusion:This calculator is better than most on the TIs in this price range mostly because of the improved button feel and the quality of the display but it would do well to take some lessons from the 80's and incorporate some of the features of the HP 12c.It's the little things that make a good calculator a great calculator.A calculator should be like an extension of you and not something that you have to constantly think about in addition to the business/math problems that you are working on.My first choice for a business calculator is the HP 12c but, if you are short on money, this is a good second choice.

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Product Description:
We're definitely taking this along with us the next time we shop for a house. Though it takes a little effort to master the collection of financial worksheets available on the Texas Instruments BA II Plus, you'll be glad you invested the time and money in this fine financial calculator.
The BA II Plus operates in standard calculator and worksheet modes. The standard mode lets you perform common math as well as operations involving the time value of money--that is, applications such as mortgages or annuities in which payments are equal and evenly spaced. You can also perform trigonometric functions in standard mode.
The more hard-core worksheet mode includes tables for amortization, bond, depreciation, and compound interest. If you're not familiar with such calculations, the very helpful user's manual will guide you through the process. All previous worksheet values are stored in memory, so you don't have to retype all the bond maturity or cash flow analysis figures.
The average user who wants to calculate a basic loan payment will be more comfortable working in the standard calculator mode. We were using the BA II Plus tools for calculating basic interest and payment periods within minutes. Still, it's good to know that the more advanced features are available for those who require heavy-duty financial computing.
Finance students and average users alike will find much to like in the Texas Instruments BA II Plus. --John Frederick Moore

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